TESLA BUYING TRACKER

Buy now, or wait?

23 DAYS left in the current offer window (0% and 0.99% APR deals posted through SEPTEMBER 30)

Tap a car for the full reasoning. Every status comes from 7 years of documented Tesla pricing moves, financing windows, launch patterns, and credible rumors. Updated daily.

LAST UPDATED SEPTEMBER 7, 2026

BUY NOWrecently updated, strong offer, nothing credible incoming CAUTIONan update, deal change, or new trim is plausibly close WAITstrong evidence a better version or price is coming

Model Y

Standard RWD/AWD · Premium RWD/AWD · Performance · from $39,990

BUY NOW Recently updated

Recently updated, and carrying the best financing in the lineup.

DAYS SINCE LAST UPDATE Sep 2026 · APR raised again, 0.99% to 1.49% across RWD/AWD/Premium 4
AVERAGE BETWEEN UPDATES 394
UPDATE HISTORY
  • Sep 2026APR raised again, 0.99% to 1.49% across RWD/AWD/Premium+33d
  • Aug 20260% APR expires, replaced by 0.99% across RWD/AWD/Premium+57d
  • Jun 202616 inch screen + interior update+241d
  • Oct 2025Standard trim launches at $39,990+200d
  • ~Mar 2025Standard Juniper trims arrive+70d
  • The Juniper redesign landed in 2025 and the 16 inch screen update reached the whole Model Y line in June 2026, so the hardware is as current as it gets.
  • 1.49% APR up to 72 months now runs across RWD, AWD, and Premium trims, raised from 0.99% on September 3, 2026. That is the second increase in about a month: the 0% promotion that ran through most of the summer expired August 1 and went to 0.99%, and now 0.99% has gone to 1.49%. On a $45,000 Model Y over 72 months the latest step adds roughly $11 to $12 a month, about $800 in extra interest over the loan. The direction has been one-way since July.
  • On July 21, 2026 Tesla put 3.99% APR up to 72 months on the Performance, the last trim it had held at full price since February. It is the first reduced rate that trim has ever carried, and every Model Y trim now has a subsidized rate. Two outlets have reported it off the same Tesla marketing email, and no end date was attached.
  • Nothing major is credibly rumored for the core Model Y itself; the changes on the horizon are new variants (cheaper Y L trims), not replacements.

CURRENT OFFER1.49% APR / 72 mo across RWD, AWD, and Premium as of September 3, 2026 (raised from 0.99%; the 0% deal expired August 1, 2026); 3.99% on Performance as of July 21, 2026; leases from $459/mo. Tesla's offer listing now carries every Model Y rate, Performance included, through September 30, 2026.

LAST MOVESeptember 3, 2026: APR raised from 0.99% to 1.49% across RWD, AWD, and Premium; Performance held at 3.99%. August 1, 2026: 0% APR on the RWD expired, replaced by 0.99%. May 18, 2026: prices raised $1,000 across Standard and Premium trims. June 5, 2026: 16 inch screen + interior update fleet-wide.

WATCHINGThe rate has moved up twice in a month (0% to 0.99% on August 1, then to 1.49% on September 3), so waiting has been costing money, not saving it. History still says a quarter-end window can return by September 30, but the trend since July has been one-way against the buyer. California's MyFirstEV rebate is no longer a reason to wait on a Tesla: it launched August 3, 2026, and Tesla's $3,500-per-buyer allocation was fully claimed by August 8, just 5 days in, so the rebate is gone for Tesla purchases even for first-time EV buyers.

GUIDES2026 Model Y review · Best accessories

Model 3

Standard · Premium RWD/AWD · Performance · from $36,990

CAUTION Update credibly leaked

Great car, great financing, but a screen and interior update is credibly leaked.

DAYS SINCE LAST UPDATE Oct 2025 · Standard trim launches at $36,990 335
AVERAGE BETWEEN UPDATES 998
UPDATE HISTORY
  • Oct 2025Standard trim launches at $36,990+532d
  • Apr 2024Performance (Highland) launches+104d
  • ~Jan 2024Highland redesign, US deliveries+2357d
  • Jul 2017First deliveriesfirst
  • Backend configurator code found in February 2026 points to the Model Y's 16 inch screen and a black headliner coming to the Model 3. The assets sat in the EU and Asia-Pacific configurators, and Giga Shanghai looks like the first factory to build them, so a US car is a further step out. Credible leak, not an announcement, and still no US date 5 months later.
  • 1.99% APR now runs on Premium and Performance, up from 0.99% as of August 1, 2026 (Standard is excluded either way), so the financing side got a little more expensive alongside the rest of the lineup. The lease side got worse on July 21, 2026 too: Tesla raised Model 3 lease prices across the lineup by up to 15%. The RWD went from $329 to $379 per month, Premium RWD to $399, Premium AWD to $479, and Performance to $629.
  • Tesla's pattern after the October 2025 Standard trims launch has been running changes, not model-year waits, so the update could land mid-cycle with little warning.

CURRENT OFFER1.99% APR / 72 mo on Premium and Performance (up from 0.99% as of August 1, 2026); Standard excluded. Leases from $379/mo on the RWD, $3,000 down, through September 30, 2026, after a July 21, 2026 increase across the whole Model 3 lease lineup.

LAST MOVEAugust 1, 2026: APR on Premium and Performance rose from 0.99% to 1.99%. October 7, 2025: Standard trim launched at $36,990. February 14, 2026: FSD went subscription-only across the lineup.

WATCHINGA US announcement, not another leak. The February code has not turned into a dated US car, and the rollout order points overseas first, so a US buyer waiting on the screen could be waiting a while. California's MyFirstEV rebate is no longer a reason to wait either: it launched August 3, 2026, and Tesla's $3,500-per-buyer allocation was fully claimed by August 8, first-time EV buyers included.

GUIDES2026 Model 3 review: all 3 trims · Best accessories

Model Y L

6-seat, long wheelbase, AWD · from $61,990 (Launch Series)

WAIT Just launched

Launch Series pricing, and launch premiums have never survived.

LAUNCHED Jul 2026 67 DAYS AGO

First release, so there is no update history yet. Precedent: standard trims followed the Juniper Model Y Launch Series in 70 days.

  • The US launch on July 2, 2026 opened with a loaded Launch Series at $61,990: a year each of FSD, Supercharging, and Premium Connectivity bundled in.
  • The precedent is one-directional: the Juniper Model Y Launch Series went from $59,990 to $48,990 in 10 weeks, and Cybertruck Foundation trucks shed their premium within a year. Cheaper Y L trims are unannounced but heavily precedented.
  • In the subscription-only FSD era, the bundle is worth roughly $1,500 to $2,500 in real value, so most of the premium is for getting the car early, not for extra equipment.
  • Order today and the configurator shows delivery in October or November 2026, so the Launch Series premium no longer buys you the car early. That is 3 to 4 months out, which is inside the same window where cheaper trims have historically appeared.
  • Cybertruck's $59,990 intro price really did expire and jump $10,000 though, and Tesla raised Model Y prices in May. Waiting is likely the better move, not a guarantee.

CURRENT OFFERLaunch Series only, $988/mo financing displayed on the configurator, with a year of FSD included. No promotional APR. Delivery estimate is October to November 2026.

LAST MOVEJuly 2, 2026: US orders opened, Launch Series first, same playbook as every recent launch.

WATCHINGStandard and Premium Y L trims. If the pattern holds, they arrive within 1 to 2 quarters at a meaningfully lower price, and the current October to November delivery estimate means an order placed now lands in roughly that same stretch.

GUIDESWhat to know before buying

Cybertruck

Standard AWD · Premium AWD · Cyberbeast · from $74,990

CAUTION Mid-cycle, cheaper trim rumored

Prices just went up $5,000 with no warning, and this is the third increase this year.

DAYS SINCE LAST UPDATE Aug 2026 · PCS warranty extended to 8yr/150k miles after reliability admission 31
AVERAGE BETWEEN UPDATES 196
UPDATE HISTORY
  • Aug 2026PCS warranty extended to 8yr/150k miles after reliability admission+3d
  • ~Aug 2026Carbon fiber underbody panels replace aluminum (running change)+170d
  • ~Feb 2026Lineup restructured, Standard AWD intro+306d
  • ~Apr 2025Long Range RWD added+196d
  • ~Oct 2024Foundation premium dropped+306d
  • On August 24, 2026 Tesla raised prices again with no announcement: the Dual Motor AWD went from $69,990 to $74,990 and the Premium AWD from $79,990 to $84,990, both up $5,000. The Cyberbeast held at $99,990. No specs changed. The entry truck is now $15,000 above the $59,990 it briefly sold for in February.
  • February 2026 restructured the whole lineup: Standard AWD launched at $59,990 for a 10-day window, then rose $10,000; the Cyberbeast was cut $15,000 to $99,990. With the August increase, prices here have now moved three times this year, every one of them up.
  • The increase runs against demand, which is the part worth watching. Electrek reports production at under 10% of capacity with roughly 3,000 trucks in US inventory and annual sales under 20,000 against 250,000 units of capacity. Raising price into that is the opposite of the 2023 playbook, and Not a Tesla App notes Tesla raised Model S and Model X prices shortly before discontinuing both. That is a pattern observation, not evidence of a decision, and Tesla has said nothing.
  • An EPA certification filing points to a rear-wheel drive Cybertruck around 335 miles, which would become the cheapest truck. Single-sourced leak: treat it as a maybe.
  • Leases from $949/mo and standard financing are live, but the Cybertruck has never carried the 0% treatment the Model Y gets.
  • On August 7, 2026 Tesla admitted the power conversion system (PCS) in 2024 and 2025 trucks does not meet its reliability standards and extended that part's warranty from 4 years/50,000 miles to 8 years/150,000 miles. An owner poll found roughly 41% of surveyed trucks needed a PCS replacement, with out-of-warranty repairs running $5,000 to $7,200; Tesla is reimbursing owners who already paid. New 2026 builds get a redesigned part under a shorter 7 year/70,000 mile warranty. One less reliability risk for a new buyer to weigh.

CURRENT OFFERLeases from $949/mo with $5,000 down. No promotional APR currently.

LAST MOVEAugust 24, 2026: prices raised $5,000 on the Dual Motor AWD (to $74,990) and Premium AWD (to $84,990); Cyberbeast unchanged at $99,990. February 2026: Standard AWD intro window ($59,990 for 10 days) closed with a $10,000 increase; Cyberbeast cut to $99,990. June 2026: window-priced Standard deliveries began. August 2026: aluminum underbody panels swapped for carbon fiber composite trays as a running production change, confirmed by lead engineer Wes Morrill. August 7, 2026: PCS warranty extended to 8 years/150,000 miles on pre-2026 trucks after a reliability admission.

WATCHINGWhether the August increase sticks. Three increases in one year against inventory that is not moving is unusual, and Tesla gave no reason for this one. The RWD EPA leak still matters too: if a cheaper trim ships it would reset the entry price, and if it does not, February and August both proved this truck's price moves up without notice.

GUIDESCybertruck review: 18 months in

PATTERNS

How Tesla actually behaves

Quarter-end is when deals appear

Tesla writes its offers to expire on quarter boundaries: March 31, June 30, September 30, December 31. The best documented windows (the first unconditional 0% APR, December 8 to 31, 2025; the current 0% window ending September 30, 2026) all follow the shape. If you are within 6 weeks of a quarter-end, waiting for it has historically cost nothing and often paid.

Launch premiums erode in 1 to 2 quarters

Foundation Series Cybertrucks lost their $20,000 premium within about 11 months and gained free lifetime Supercharging on inventory units. The Juniper Model Y Launch Series dropped $11,000 in 10 weeks. Buying the first release of any Tesla variant means paying extra to get it early, and the discount arrives on a schedule you can roughly predict.

Late 2025 changed the playbook: hikes are back, leverage moved to financing

The 2023 era of headline price cuts is over. Since October 2025, list prices have gone up (S/X +$5,000 before discontinuation, Model Y +$1,000 in May 2026, Cybertruck +$10,000 after its intro window). Buyer leverage now shows up as APR windows, lease pricing, and decontented trims. And when Tesla says a deal is expiring, an equal or better one has almost always followed; the deadlines that actually held were structural: the tax credit's death, FSD purchase ending, and intro-price windows.

HISTORY

Every move that matters, 2019 to today

In no way is this a guarantee. Tesla is always running different deals and experimenting with pricing, and they can change any of this without notice. This page is a best estimate based on Tesla's documented history, updated daily. Verify current prices and offers on tesla.com before ordering.

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